Hey mcseal2, I'll be curious to see what you come up with. I now have the XDM 10MM in both 4.5 and 5.25. I cannot get either one of those to jam in several trips to the range, not a single time. Underwood 220 and 200 gr and my reloads all of which jam my G20 gen 4s consistently (both of them). 3 weeks ago I sold my 2nd gen 4 and picked up a G20 SF (which as far as I can tell is still mostly the Gen 3 version with just the gen 4 grip, no back straps). I have only had that to the range once, but guess what, not a single jam, same ammo, Underwood (2 mags of 200gr) and my peppier reloads (6 mags) and stock mag springs, all mags fully loaded with 15 rounds. Neither of the gen 4's would ever make it through those 8 mags (with me as the shooter...). I didn't want to give up on the G20 just because there are so many options there for upgrades (barrels, sights, etc. both of which I already have), vs what's available for the XDM. If my experience holds up on the SF, I will be swapping out the sights from my 1st Gen 4 and then selling it. Luv the XDM's too, but the available options just are not there yet as far as I can find. There are other threads on this sight where the Gen 4 was a problem. Maybe the Gen 4's just take more experience to shoot (i'm going to choose to tell myself that's not it, and that there may be a flaw there) , but if the SF works with my level of skill, that's going to be my backpacking carry.